Mobile check deposits made simple and secure
With Active Mobile Deposit, your customers can instantly deposit a check into their account or send a remittance by scanning it on their mobile device.
That means there’s no more waiting around until your branch is open or making a special journey to deposit a check. Your customers just snap a photo of their check whenever and wherever they want. Simple.
All your customers have to do is:
- Sign in and select the account they want to deposit their check into.
- Snap a photo of the front and back of the check.
- Accept the recognized amount (it’s recognized using image technology Courtesy Amount Recognition) or enter it manually themselves.
- Submit the deposit – the check is verified for image quality and duplicate detection, and if everything passes, they’ll get sent a confirmation.
Key features
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Image quality tests are carried out on every check.
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Duplicate detection is in place to ensure the check has not already been deposited.
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Deposit limits can be set by value and volume.
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Geolocation functionality is in place to detect abnormal behavior or deposits from outside your country.
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Devices go through a secure handset registration procedure.
Business benefits
- Retain existing customers and attracts new ones.
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Extend your geographical reach and processing windows.
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Reduce operational costs and teller lines.
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Provide your customers with a faster, more efficient service.
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Increase loyalty and revenue.