Active Merchant Capture

Let your customers deposit checks whenever, wherever

Making banking more efficient and convenient is the key to maintaining valuable relationships with your customers and attracting profitable new clients. Luckily for you, our innovative merchant capture solution can help you do just that.

Active Merchant Capture enables your commercial clients, corporate customers and large retailers to deposit checks remotely into their company accounts using a simple, web-based application.

That means your customer can scan payments at their own premises at a time that suits them – and you have reduced costs and reduced waiting time at your teller windows. Win-win.

Key features

• Simple installation using downloaded, web-based user applications.


• Each check can be reviewed by your staff or optionally verified with Courtesy Amount Recognition and Legal Amount Recognition .


• Deposit amounts and frequency are regulated on an account basis to assist with risk management.


• Duplicate items are detected and immediately flagged to your customers.


• Real-time detection of image quality issues and optional customer alerts for missing endorsements or signatures.

Business benefits

• Simple and easy to install, update and use.


• Reduces the need for customers to visit your branch, which enables you to broaden your geographic reach.


• Updates are automatically downloaded, reducing the cost of support.


• Makes life easier for your customers, which can help you retain them and attract profitable new ones.


• Reduces costs and environmental impact associated with personnel, transportation and processing.